- paygate.to (also may referred as: “we”, “us”, “Service”, “our site”, “our website”, “this website”, “paygate.to”…) More info about our organization can be found on “about us” page, if such exists)
- Personally identifying information (also referred as: “PII”. It may include, but not limited to: Name, Email, Number, Address …)
- Terms Of Use (also may referred as: “Terms”, “Terms and Conditions”, “TOC”;)
Introduction
These Terms and Conditions written on this page will be applied fully and affect to your use of our website. By using our website, you agreed to accept all terms and conditions written here. You must not use our website if you disagree with any of these terms. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use our service. Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence. Even though some users might not know the English language or for other reasons they are unable to read these terms, all users are still bounded by these terms.Limitation of liability
In no event we, nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of our website whether such liability is under contract. We, including our officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of our website. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.INDEPENDENT PARTIES / NO AGENCY / NO PARTNERSHIP
Nothing in these Terms shall be construed to create any partnership, joint venture, agency, fiduciary, or employment relationship between PayGate.to and any third-party service provider, merchant, user, or content operator.
PayGate.to acts solely as an independent software technology provider. Each third-party service provider, including but not limited to payment processors, cryptocurrency infrastructure providers, and content hosting platforms, operates as an independent and separate legal entity.
No party is authorized to bind, represent, or act on behalf of PayGate.to in any capacity unless explicitly agreed in a separate written agreement signed by PayGate.to.
Intellectual Property Rights
Other than the content you own, under these Terms, we and/or our licensors own all the intellectual property rights and materials contained in our website, unless it’s noted differently in specific cases on our website. Our Service and its original content, features and functionality are and will remain the exclusive property of us and our licensors. You are granted limited license only for purposes of viewing the material contained on our Website. This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.CONTENT, COPYRIGHT & HOSTING RESPONSIBILITY
PayGate.to does not host, store, control, publish, or distribute any third-party content. All content accessible through systems integrated with PayGate.to software is created, hosted, and managed exclusively by independent third-party operators.
Accordingly, any copyright, DMCA, or intellectual property enforcement request must be directed exclusively to the entity that hosts or controls the allegedly infringing content.
PayGate.to does not act as a content host, content controller, intermediary publisher, or adjudicator of intellectual property disputes and has no technical ability or legal obligation to remove or restrict third-party content.
Receipt of a copyright complaint by PayGate.to does not establish any duty of action where no direct hosting or control relationship exists between PayGate.to and the allegedly infringing material.
Restrictions
You are specifically restricted from all of the following:- Publishing, selling, sublicensing and/or otherwise commercializing any our material in any other media;
- Publicly performing and/or showing any our material for commercial purposes
- Using our website in any way that may affect us negatively or may be damaging to our site
- Using our website in any way that impacts user access to our site
- Using our website contrary to applicable laws and regulations, or in any way may cause harm to our website, or to any person or business entity
- Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to our site or services, unless gives special permission from us in advance
PAYMENT PROCESSING, AML/KYC & REGULATORY RESPONSIBILITY
All payment processing, fund custody, transaction settlement, AML/KYC compliance, sanctions screening, and regulatory reporting obligations are performed exclusively by licensed third-party payment and cryptocurrency service providers.
PayGate.to does not act as a payment processor, money transmitter, acquiring institution, merchant of record, or regulated financial intermediary.
Each third-party provider is solely responsible for compliance with applicable financial regulations, including AML, KYC, fraud prevention, and transaction monitoring requirements in their respective jurisdictions.
Any disputes, compliance inquiries, account restrictions, or regulatory actions must be directed exclusively to the relevant licensed provider controlling the transaction or account.
No warranties
Our website is provided “as is”, with all faults, and we express no representations or warranties, of any kind related to our website or the materials contained on our website. Also, nothing contained on this website shall be interpreted as advising you. You use our service at your sole risk.Your Content
In this Terms, “Your Content” means any audio, video, text, images or other material you choose to display on this Website. By displaying Your Content, you grant us a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media, but in accordance to our “Privacy Policy”. Your Content must be your own and must not be invading any third-party’s rights. We reserve the right to remove any of Your Content from this Website at any time without notice. If our website includes online shop or sells something, there may be additional terms invloved, and you have to read that (if such exists) on our website.CRYPTOCURRENCY CUSTODY & KEY MANAGEMENT
Cryptocurrency wallet infrastructure, private key generation, storage, and transaction signing are managed exclusively by independent licensed third-party cryptocurrency infrastructure providers integrated into the system.
PayGate.to does not hold, generate, store, or control private keys, seed phrases, or wallet credentials, nor does it have unilateral access to any digital asset custody system.
All digital asset custody and transactional authority resides solely with the applicable third-party provider operating the wallet or blockchain infrastructure.
Accounts
If our website or service permits creation of accounts and you create an account with us, you have to provide the information that is accurate, complete, and current at all times. Failure to do so is a breach of the Terms, which may result in immediate termination of your account on our Service. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.Indemnification
You hereby indemnify to the fullest extent Our Website from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.Severability
If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be removed without affecting the remaining provisions herein.Variation of Terms
Our site is permitted to revise these Terms at any time as it sees fit, and by using our website you are expected to review these Terms on a regular basis. If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be removed without affecting the remaining provisions herein.Age restriction
Our website is primarily aims people from 18 years old, and wherever our website includes any content that shouldn’t be used by minors or people under 18 years old (either per visitor’s local laws and regulations or international regulations), we don’t allow those people to use our website.Assignment
We are allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms, unless we give you the permission.Entire Agreement
These Terms constitute the entire agreement between our site and you in relation to your use of our site, and supersede all prior agreements and understandings.Governing Law and Jurisdiction
This notice and any use of PayGate.to services shall be governed by and construed in accordance with the laws of Iceland, without regard to conflict of law principles.
Any disputes, claims, or legal proceedings arising out of or in connection with the use of PayGate.to shall be subject to the exclusive jurisdiction of the competent courts of Iceland.
By accessing or using PayGate.to software, all parties agree to submit to the jurisdiction of Iceland and waive any objections based on forum, venue, or jurisdiction.